Understanding the Workers' Compensation System in Connecticut

Workers who suffer injuries on the job in Connecticut are entitled to workers' compensation benefits. These benefits cover medical expenses, lost wages, and other costs associated with work-related injuries. However, to receive these benefits, injured workers must file a workers' compensation claim correctly and promptly.

In this article, we explain where and how to file a workers' comp claim in Connecticut, the deadlines you need to meet, and what to do if your claim is denied.

 Step 1 - Report Your Injury to Your Employer

The first and most critical step in filing a workers' comp claim in Connecticut is reporting your injury to your employer as soon as possible.

• Under Connecticut law, employees must notify their employer within one year of the injury occurring or three years from the first sign of an occupational disease.

• It is best to report the injury in writing to create a record.

• The employer is responsible for providing medical treatment and initiating the claims process.

Step 2 - Complete and Submit Form 30C

To officially file a workers' compensation claim, the injured worker must complete Form 30C – Notice of Claim for Compensation.

• Where to obtain Form 30C? The form can be downloaded from the Connecticut Workers' Compensation Commission (WCC) website or obtained from your employer.

• How to fill out Form 30C? The form requires details about the injury, including:

  • Date and location of the accident

  • Description of the injury

  • Employer's name and address

• Where to submit Form 30C? A completed Form 30C must be sent to both:

  • Your employer (via certified mail, return receipt requested)

  • The appropriate Connecticut Workers' Compensation Commission District Office

Sending the form via certified mail ensures proof of filing, which can protect your rights if a dispute arises.

 Step 3 - Follow Up on Your Claim

After filing your claim, you should monitor the status and ensure that your employer's insurance carrier takes the appropriate steps to process it.

• The workers' compensation insurer will review the claim and determine eligibility for benefits.

• If approved, you will begin receiving medical treatment and wage replacement benefits.

• If the claim is denied, you have the right to appeal through the Connecticut Workers' Compensation Commission.

 Where to Submit Your Workers' Compensation Claim in Connecticut

 Connecticut Workers' Compensation Commission District Offices

Connecticut has eight district offices where claims must be filed based on the location of your employer's place of business.

 District Office Locations

Each district office processes claims for workers in specific geographic regions:

1. District 1 – Hartford
   999 Asylum Ave Hartford, CT  06105
   Phone: (860) 493-1500

2. District 2 – Norwich
   55 Main Street, Norwich, CT 06360
   Phone: (860) 823-3900

3. District 3 – New Haven
   700 State Street, New Haven, CT 06511
   Phone: (203) 789-7512

4. District 4 – Waterbury
   55 West Main Street, Suite 400, Waterbury, CT 06702
   Phone: (203) 596-4207

5. District 5 – Bridgeport
   350 Fairfield Avenue, Bridgeport, CT 06604
   Phone: (203) 382-5600

6. District 6 – New Britain
   233 Main Street, 3rd Floor, New Britain, CT 06051
   Phone: (860) 827-7180

7. District 7 – Stamford
   1111 Summer Street, Stamford, CT 06905
   Phone: (203) 325-3881

8. District 8 – Middletown
   90 Court Street, Middletown, CT 06457
   Phone: (860) 344-7453

To determine the correct office, you can check with your employer or visit the Connecticut Workers' Compensation Commission website.

What Happens If My Workers' Compensation Claim Is Denied?

 Reasons for Denial

Some common reasons for workers' comp claim denials in Connecticut include:

• Failure to report the injury on time

• Lack of medical evidence supporting the claim

• Employer disputes the injury occurred at work

• Missed filing deadlines

 How to Appeal a Denied Claim

If your claim is denied, you have the right to request a formal hearing before a Workers' Compensation Commissioner. The appeal process includes:

1. Filing a Hearing Request – Request an informal hearing with the WCC to try and resolve the dispute.

2. Pre-Formal Hearing – If unresolved, a pre-formal hearing will be scheduled to review the case in detail.

3. Formal Hearing – If necessary, a formal hearing (trial) will determine whether benefits should be awarded.

Hiring an experienced Connecticut workers' compensation lawyer can significantly improve your chances of a successful appeal.

Conclusion

Filing a workers' compensation claim in Connecticut involves reporting your injury, submitting Form 30C, and filing with the correct district office. If you encounter difficulties, an experienced workers' compensation attorney can guide you through the process to ensure you receive the benefits you deserve.

 Frequently Asked Questions (FAQs)

 1. What is the deadline to file a workers' comp claim in Connecticut?

You must file a workers' compensation claim within one year from the date of injury or three years from the first manifestation of an occupational disease.

2. What happens if my employer refuses to file my claim?

If your employer refuses to file your claim, you can submit Form 30C directly to the Connecticut Workers' Compensation Commission and consult with an attorney.

 3. Can I choose my own doctor for treatment?

In Connecticut, your employer or their insurance company may require you to see an approved doctor for initial treatment, but you may switch providers after the first visit.

4. Can I receive workers' comp benefits if I was at fault for my injury?

Yes, workers' compensation is a no-fault system, meaning you are entitled to benefits regardless of who caused the injury, unless it resulted from intoxication or misconduct.

 5. How long does it take to receive workers' comp benefits?

After your claim is approved, wage benefits usually begin within two weeks, while medical treatment is provided immediately.