Connecticut Workers Compensation Basics
Injured in the workplace?
All Connecticut workers injured in the workplace are entitled to receive workers' compensation benefits. Employers, unfortunately, do not always fully apprise their employees of the full benefits available to them. These include benefits for medical bills, job training, temporary total disability and permanent partial disability. These injuries could be to the back, neck, shoulders, eyes and head; they can include repetitive stress injuries like carpel tunnel syndrome, as well as broken bones and amputations. Whether hurt in construction accidents or in the office, the onus is often on the injured to make sure that they are getting the full benefits available to them.
If you have sustained an injury in the workplace, you need to know the full rights and benefits to which you are entitled under state law. We strongly recommend you contact an experienced Hartford workers' compensation lawyer at once to ensure you take the best steps towards protecting your future.
Aggressive Defense for Injured Workers
At The Law Offices of James F. Aspell, P.C. we have extensive understanding of state law pertaining to the rights of workers injured on the job. With over 35 years of experience helping workers get the full array of compensation available to them, we can help clients stay on top of this complicated process. We understand that our clients have questions that need to be answered about their workplace injury case. What should I do if I have been injured? Who will cover my medical bills? Can I use my own physician? What benefits am I entitled to? Can I get my payment in one lump sum? We can help you answer these and other questions, and establish an effective plan custom-made for your situation. Attorney Jim Aspell will fight aggressively for your claim and compensation.
We will fight to ensure you get the care and recovery you deserve
Under Connecticut Workers' Compensation Laws, you are guaranteed statutory rights and recoveries . You are entitled to these recoveries:
- Your medical care authorized and medical expenses paid by your employer.
- Two-thirds (⅔) of your average weekly wage while you cannot work.
- A weekly or lump sum (and tax-free) disability payment for permanent partial disability.
For more information on Connecticut Workers' Compensation Laws, here are the compiled statutes.
If you need to report an injury at work, or if you have further questions about the Connecticut legal process that involves a workers' compensation claim, our Workers' Compensation Lawyers in Hartford, CT can guide you through the process to ensure that everything is completed correctly.
Although it may seem straightforward, filing a workers' compensation claim can be a complicated process and is often further made difficult by the injured parties relationship with the negligent party. However, those injured while on the job do have rights which should be addressed as soon as possible with an experienced Hartford, Connecticut workers' compensation lawyer.
It is important to contact an attorney as soon as possible. You have just 360 days to file your formal claim. This is a complex claims procedure that can be difficult to manage alone. Instead of pursuing a claim by yourself, contact a Farmington, CT personal injury lawyer for help. At the Law Offices of James F. Aspell, P.C. , our experienced attorneys offer legal guidance and personal attention at every step of the process. Call today to schedule your no-cost, no-obligation consultation with one of our knowledgeable attorneys. If you can't come to us, we will come to you. Call the personal injury law firm with the most Google reviews in the Farmington, CT area today and learn how we may help you.
More often than not insurance companies get away with not paying the total amount of injured workers' medical bills, cheating employees out of their lost wages, and arguing that they don't owe any money for injured workers' lump sum payments. Attorney Jim Aspell and his experienced staff know how insurance companies work, and it is our understanding that an injured worker cannot fully recover for their claim without hiring an employment lawyer who regularly litigates workers' compensation cases, has a good winning success rate, properly prepares for trial and works with medical experts to support the worker's claims. If you've been injured at work and are looking to file a claim, the workers' compensation attorneys are prepared to help.
Why Should Jim Aspell Law Handle Your Workers Compensation Claim?
- Our lawyers can travel to you to discuss your case
- The Law Offices of James F. Aspell.PC is backed by decades of experience with workers compensation
- We offer case evaluations at NO CHARGE
- James F. Aspell is a Board Certified Connecticut Work Injury Lawyer
- Regardless of accident, we can handle your claim
- There are no fees unless we recover for you
- Our injury attorney is recognized Super Lawyers
- Workers Compensation cases receive personalized attention
- We are dedicated to recovering well for our clients
- Our representation is aggressive and results prove it
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As a Worker, You Have Rights
State law requires most Connecticut businesses to carry worker's compensation insurance. This insurance coverage is intended to protect employees if they suffer an injury at work. Workers' compensation laws require any Connecticut businesses with employees to provide this insurance coverage. While there are some exceptions to this law, most workers have the right to pursue a workers' compensation claim if they sustain an injury or develop an illness while doing their job.
What benefits can an injured employee seek? Workers' compensation insurance typically provides partial wage replacement benefits as well as medical care. People seeking compensation can file a claim instead of suing their employer in a personal injury case. In fact, most of those who suffer an injury at work are legally prohibited from suing their employer and must file a workers' compensation claim to receive any benefits.
The Law Offices of James F. Aspell, P.C. helps injured workers recover their full benefits under Connecticut's Workers' Compensation laws. Jim Aspell and his staff have represented many injured workers to maximize their recovery. Our workers compensation lawyers personally file claims, fight for medical care, ensure disability payments are timely made, file and try hardship hearings and work with your employer and insurance company to get the benefits to which you are entitled. For any work injury, you get:
- Your medical care authorized and medical expenses paid by your employer.
- Two-thirds (⅔) of your average weekly wage while you cannot work.
- A weekly or lump sum (and tax-free) disability payment for permanent partial disability (PPD).
When injured at work you should quickly get all of your benefits and return to work for minor injuries. Serious injuries can mean a big recovery with the help of an experienced personal injury lawyer. If your employer retaliates against you or does not provide you with the proper benefits, Jim Aspell will fight them in the workers' compensation division or with a civil wrongful discharge claim. Many Connecticut workers do not even know they are entitled to this lump sum disability payment. Our workers' compensation attorneys only take a 20% fee on the disability payment when we win your workers' compensation case.
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What Steps to Take When You Are Injured at Work
When you become injured at work, the injury itself can be the least of your worries. The Connecticut Workers Compensation Attorneys at the Law Offices of James F. Aspell, P.C. specialize in making sure that the employer respects your rights under Connecticut Workers' Compensation law. Follow these steps to ensure that we can get you the recovery you deserve:
- Provide notice to the employer. Under the statute, this notice must occur within one year after the injury has occurred. Your claim can be weakened if you do not tell the employer right away, although the Hartford area workers' compensation attorneys at The Law Offices of James F. Aspell, P.C. can still work with you if you did not. Tell the employer to fill out a written report of this notice. They have to do this, even if they do not believe you.When providing notice to the employer, make sure to record the name of the supervisors who you reported the injury to. Also, write down the names of any witnesses and their phone numbers or other contact information. Keep track of your days missed from work and out-of-pocket expenses in a log so that your Hartford, CT workers' compensation attorney at The Law Offices of James F. Aspell, P.C. can help get those expenses back.
- Get medical treatment for your injury. Connecticut aw requires the employer to provide you with medical treatment, but there is a catch – the employer must first authorize the doctor to provide treatment. If the employer has not authorized the doctor to provide treatment, the employer will not pay for that treatment.Once the authorization has been given, the company doctor will decide what treatment you need. Make sure to report all aches and pains to the doctor, because sometimes the doctors who the employer has chosen will under prescribe treatment. The Hartford, CT area workers' compensation attorneys at James F. Aspell, P.C. specialize in dealing with this problem to get you the treatment you deserve – physical therapy, medications, CAT scans, MRIs, crutches, splints, surgeries, therapy or anything else that will help injured workers make a full recovery.
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Workers Compensation Benefits
Hartford, Connecticut area workers' compensation attorneys at The Law Offices of James F. Aspell recovered millions of dollars, including benefits for workers' compensation. There are three types of benefits that injured workers can receive with the help of an experienced workers' compensation lawyer, like Jim Aspell or one of his experienced Connecticut Job injury professionals.
- Lost Wages: Injured workers are due two-thirds (⅔) of the value of their wages while they are treated for their injuries. If an employer can provide the employee with labor that can be completed while on restrictions imposed by the treating doctor than the employee must perform that newly assigned task until the restriction is lifted. Employers sometimes play games with job assignments for their injured workers by reassigning them to tasks that do not comply with the restrictions. Even worse, workers are sometimes fired for exercising their rights under workers' compensation laws. Both of these behaviors are illegal. The award-winning trial attorneys at James F. Aspell Work Injury Lawyers know how to deal with these games and will take employers to task for them so that injured workers can get the recovery they are owed under the law.
- Medical Expenses: Connecticut law requires that injured workers receive compensation for any medical expenses incurred as a result of workplace injury. As explained above, employers generally have the right to choose the doctor that you will go see. However, the experienced Hartford, CT area workers' compensation attorneys at Aspell Law have been successful in the past with getting workers treatment by a physician of their choosing for some treatment, including for the more involved procedures, like surgeries. Though it can be a difficult case to make, if you want treatment by your own provider you need to get aggressive representation like that at Burger Law.
- Lump sum: The employer is only required to pay you for lost wages and medical expenses until you reach your maximum medical improvement. When the law says you will not get any better, the employer is no longer obligated to pay you any disability payments. At that point, the employer may offer you a settlement that is intended to compensate you for any diminished in your capacity to work for the remainder of your life as a result of sustaining workplace injury. Aggressive Hartford, CT area workers' compensation attorneys at The Law Offices of James F. Aspell, P.C. have recovered millions of dollars, including large workers' compensation settlements. This payment represents the last time the employer will compensate you for your injury, and with one of our experienced trial lawyers on your side, you know you can expect the best possible result: a large payment to help deal with your injury.
Worker's Compensation Death Benefits
Sadly, many workplace accidents turn fatal. If a worker dies due to a job-related injury, their family may be able to seek worker's compensation death benefits. Specifically, the deceased worker's surviving spouse and minor children may be able to file a benefits claim for burial costs and a portion of the worker's weekly wages. Generally, surviving family members may receive these financial benefits until the children reach adulthood, or until the spouse dies or remarries.
Proving that an employee's death was the result of a worksite injury or job-related illness is tough. To make matters more difficult, surviving family members must meet certain notification and filing deadlines to pursue a claim. A n experienced Hartford, CT workers' compensation lawyer can help grieving family members seek death benefits, which can mitigate devastating financial losses.
Appealing a Claim Denial
Whether an injured worker files a workers' compensation claim, or a surviving family member files a death benefits claim, the insurance company may deny their claim for no good reason. The workers' compensation system is notoriously complicated because so many employers and their insurance companies deny legitimate claims.
Someone facing a claim denial can appeal that decision with the help of an experienced workers' compensation attorney. When a lawyer steps in on a worker's behalf, they can navigate the dysfunctional worker's compensation system and fight for the employee's benefits.
How a Connecticut Workers' Compensation Attorney Can Help Injured Employees
Did you recently suffer an injury at work? You could be entitled to cash and medical benefits during your recovery period. The rigorous claims process can be difficult to handle alone while recovering from an injury or illness. Instead, call an experienced St. Louis workers' compensation attorney for help with your claim.
A seasoned lawyer will understand the common pitfalls of the workers' compensation system and can fight for your benefits. Call now to speak with a Hartford, CT workers' compensation lawyer about your claim.