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Affordable Connecticut Bankruptcies

Personal Bankruptcy Attorneys Limited To Chapter  7 Bankruptcy Protection in Hartford, CT

Are you looking for the cheapest attorney to file bankruptcy in Connectiucut?  We are Connecticut 5 star Google rated personal bankruptcy attorneys, assisting individuals and families attain financial freedom. We take pride in helping individuals in Chapter 7 bankruptcy cases. Our knowledgeable law firm is the best choice for helping individuals rebuild their financial future. We offer a FREE initial consultation so that our attorneys can better understand your circumstances and develop an effective plan of action. Our law firm welcome the possibility to immediately begin stopping collection calls from home foreclosures and debt collectors.

When meeting with prospective clients, we are able to advise whether personal bankruptcy is the right choice. We will also suggest the best option including Chapter 13 or Chapter 7 bankruptcy, based on each individual's unique circumstances. We are happy to work out a plan for prioritizing your payments. An affordable personal bankruptcy attorney in Hartford is just a call away! We recognize the emotional stress that surrounds these difficult times, and deciding whether or not to file for bankruptcy is a very serious decision, let us help you today!

How Long Does It Take to Rebuild Credit After Chapter 7 Bankruptcy?

How long it takes to rebuild credit after Chapter 7 bankruptcy depends on a person's situation. Experts estimate that it can take the average person 18-24 month to reestablish credit after filing for Chapter 7 bankruptcy.

Are Tax Refunds Part of Chapter 7 Bankruptcy?

If handled correctly, a debtor can have their tax refunds exempted from the Chapter 7 bankruptcy process.

Does Chapter 7 Bankruptcy Erase All Debt?

Chapter 7 bankruptcy discharges most types of debt that consumers have. However, debts such as tax debts and student loans are only eliminated under certain circumstances. In some instances, creditors can request debts to be exempt from being discharged.

Can I Declare Chapter 7 Bankruptcy if My Home Has Equity?

Sometimes. Debtors might have too much equity in their home to declare Chapter 7 bankruptcy. Usually, people who are filing for Chapter 7 bankruptcy have little to no equity in their home and they're allowed to keep their home's equity.

Is Chapter 7 Bankruptcy Right for Me?

This depends on your situation. Chapter 7 bankruptcy is best for people who would be unable to pay their debt and afford the cost of living, even if it was restructured.

What's the Chapter 7 Means Test?

The Chapter 7 means test calculates if a person qualifies for filing based on their income. Those who make too much money for Chapter 7 bankruptcy will have to opt for Chapter 13 instead.

Should I Call a Chapter 7 Bankruptcy Lawyer?

While a lawyer isn't needed to file for Chapter 7 bankruptcy, hiring the services of one is always a good idea. A bankruptcy lawyer will work to protect your interests and make sure the process is handled correctly. While hiring legal assistance is more expensive, it should be viewed as an investment that can protect your future and help your financial recovery.

If you do choose to call a lawyer for your Connecticut cheap bankruptcy, we can be reached 24/7/365 at 860-523-8783.


Law Offices of James F. Aspell, P.C
860-521-3808 (fax)
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