How to File a Car Accident Claim With Progressive
Following a car accident, you must go through the car insurance claim process in order to receive fair compensation for your medical costs and automotive repairs. Any driver in Connectuict is required to have at least the minimum levels of auto insurance. The driver who caused the accident will be held liable for the damages under his or her own insurance policy. When dealing with Progressive Insurance, one of the largest providers in the United States, learn what to foresee from the insurance process.
Have a Plan for What to Do After a Car Accident
First and foremost, understand that Progressive and other car insurance companies are not on your side. To protect yourself from traditional insurance company tactics to get you to settle for less after a car accident, you must be smart and strategic about the steps you take. Do whatever you can to defend your rights right away, when you're still at the accident scene. Do not blame someone or say you are uninjured until you have had the opportunity to see a doctor. There's a chance that the injuries won't show up for a while. Immediately seek medical attention and log the full extent of your injuries. Call the cops and write down your police report number.
File an Insurance Claim With Progressive Right Away
As soon as possible, contact the insurance agent to confirm the car accident. To file a Progressive Insurance claim, dial 1-800-776-4737. If you wish, you can call from the scene of the accident and follow up for more details later. You can also file later that day or the next day. The majority of insurance firms demand immediate reporting – usually within 24 to 72 hours. If you wait too long, you will lose your right to regain benefits. You can also file a claim with Progressive online or via the company's mobile app if you don't want to call.
A few simple information about your car accident will be required by the Progressive agent who receives your claim. This may include car descriptions, license plate numbers, dates, and locations. To the insurance provider or the police, do not admit responsibility for the car crash. If you were not the cause of the accident, you might receive a call from the other party's insurance company. If Progressive is the at-fault party's insurer, the person who calls you would be a Progressive claims adjuster. This call could come as soon as the day of the accident. DO NOT DISCUSS THE NATURE OR EXTENT OF YOUR INJURIES OR HAVE ANY DISCUSSION REGARDING FAULT until you have consulted with an experienced Connecticut Progressive Insurance Claim lawyer.
Be Careful Talking to Progressive's Claims Adjusters
Claims adjusters for automobile insurance work tirelessly to save insurance firms money. They do this by persuading plaintiffs that their injuries and damages are only worth a small amount of money. Some insurance adjusters can use deceptive techniques, such as offering lowball settlements or refusing legitimate injury claims. When speaking with Progressive Insurance claims adjusters, be cautious to protect any rights you might have to financial reimbursement.
- Keep your focus on the facts of your situation.
- Do not make assumptions about the cause of the accident.
- Do not say that you were the cause of the accident.
- Be truthful and honest.
- Keep your responses brief, and wherever possible, use the words “yes” or “no.”
- If the adjuster hasn't expressly asked for it, don't provide it.
- Refuse to offer a written statement in a polite manner.
- Do not sign something until you have met with an experienced Hartford car accident lawyer.
- Do not consider the first offer of a settlement.
- Reach out to a lawyer to assist you in the negotiating process.
Hiring an attorney after a car accident in Connecticut is one of the smartest actions you can take after your car accident lawsuit. As you focus on recovering from your injury, an attorney will communicate with a Progressive Insurance company on your behalf and seek maximum compensation for your accident. Such damage compensation options, such as a personal injury claim, should be discussed with the lawyer. Progressive may be forced to pay a higher price for your damages if you file a claim against a defendant than it offered during settlement talks. A auto accident lawyer in Connecticut will walk you through the process of filing a Progressive Insurance claim.