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What Is The Difference Between SSI And SSDI

If you or a loved one has become mentally or physically disabled, it might be challenging to acquire substantially gainful employment. In these situations, the government has developed a means to supplement your income and keep you financially stable.

At the Law Offices of James F. Aspell, P.C., we can answer your questions and explain your options. We'll fight on your behalf to get needed compensation.

SSI Vs. SSDI In Connecticut

In order to qualify for SSDI benefits, you must have worked in jobs covered by Social Security and must have a medical condition that meets the definition of disability. In direct opposition, Supplemental Security Income (SSI) requirements are based on your income and your disability.

There are two main differences between SSI and SSDI.

  • Amount: The amount an individual can receive through SSI is substantially less than what that same individual would get on SSDI. SSI is just that — supplemental. It is designed to supplement, or augment, an individual's current income. It is not designed to make you financially secure based on those benefits alone.
  • Income tested: The income test for SSI benefits can make an individual ineligible to claim benefits. Put simply, if you make more than a certain amount of money, you will not receive supplemental payments. SSDI does not carry the same restriction.

For both SSI and SSDI, the application and appeals process is exactly the same. It ultimately comes down to the amount you receive. It is important to consult with an experienced attorney as soon as possible to learn more about which plan you qualify for, and what challenges you might face throughout the process. Use our experience and our knowledge of the law to your benefit.


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