How Much Will My Workers' Compensation Case Settle For in Connecticut?

Get the Real Numbers and Legal Strategy from Attorney James F. Aspell, P.C.

Wondering how much your Connecticut workers' compensation case might settle for? Learn the real factors that determine case value, plus examples and legal tips from Attorney James F. Aspell.

If you've been hurt on the job in Connecticut, one of your first questions is likely:

"How much will my workers' compensation case settle for?"

It's a reasonable question. But the truth is, there's no one-size-fits-all answer. Your settlement depends on a wide range of personal and legal factors. At James F. Aspell, P.C., we've handled hundreds of cases for injured workers statewide — and we can help you understand what your case may be worth.

What Is the Average Workers' Comp Settlement in Connecticut?

Nationally, the average workers' comp settlement is around $29,750, but Connecticut cases often trend higher, especially for:

• Surgeries (knee, shoulder, or back)

• Permanent partial disabilities

• Cases involving extended medical care or job retraining

In our experience, Connecticut workers' compensation settlements typically fall into these ranges:

Key Factors That Determine Settlement Value

Your compensation is affected by several core factors:

1. Nature and Severity of Injury

More serious injuries usually lead to higher payouts — especially if they require surgery or lead to permanent restrictions.

2. Maximum Medical Improvement (MMI)

You typically won't settle until you've reached MMI — the point where doctors believe further recovery is unlikely. Read more about MMI.

3. Disability Rating

Once at MMI, a physician may assign a disability rating. This determines eligibility for Permanent Partial Disability (PPD) benefits, often calculated based on Connecticut's statutory schedules.

4. Lost Wages and Future Earnings

If your injury prevents you from returning to your job or results in a lower-paying position, your settlement may include compensation for future earning losses.

5. Medical Expenses

Ongoing and future medical care — surgeries, medications, therapy — are included in many structured settlements.

Real Connecticut Case Outcomes

$215,000 for a construction worker who underwent spinal fusion surgery and could not return to work full time.
$86,000 for a warehouse employee with a torn rotator cuff who required surgery and job retraining.
$39,000 for a delivery driver with a meniscus tear and 6% permanent partial disability rating.

These are examples from real Connecticut workers — and show how injury type, treatment, and long-term impact affect settlement value.

Lump Sum vs. Structured Settlements in CT

In Connecticut, your workers' compensation settlement may take one of two forms:

• Stipulation to Date: A structured settlement with weekly payments, often used when future medical care is uncertain.

• Full & Final Settlement: A lump-sum payment that closes your case entirely.

Each approach has pros and cons. Learn more about settling a workers’ comp case in Connecticut.

When Should You Settle?

You should never settle a workers' compensation case before:

• Reaching MMI

• Having a clear understanding of future medical needs

• Receiving a qualified impairment rating

• Reviewing the offer with a Connecticut workers' comp attorney

Settling too early can mean walking away from significant future benefits.

Do I Need a Lawyer to Settle My Workers' Comp Case?

Yes. Insurance companies aim to settle cases for as little as possible. Without a knowledgeable attorney negotiating on your behalf, you may lose out on thousands of dollars in medical and wage benefits.

At James F. Aspell, P.C., we help:

• Maximize your settlement

• Ensure medical bills and lost wages are fully accounted for

• Protect your rights during negotiations

There's no fee unless we recover compensation for you.

Get Your Free Settlement Evaluation Today

If you've been injured at work, don't guess what your case is worth. Let a trusted Connecticut workers' compensation attorney review your claim and fight for every dollar you deserve.

📍 Law Offices of James F. Aspell, P.C. – Farmington, CT
📞 860-523-8783
🌐 www.aspelllaw.com
Request a free consultation here

James F. Aspell is responsible for the content of this advertisement. Prior results do not guarantee a similar outcome.