What to Do If You Get Hurt at Work and Your Employer Doesn't Have Workers' Comp Insurance in Connecticut

Introduction

If you get hurt at work, you may be entitled to workers' compensation benefits to cover your medical bills and lost wages. However, what happens when your employer doesn't have workers' comp insurance? This can be a stressful and overwhelming situation, but there is still help available for injured employees in Connecticut.

 Understanding the Connecticut Second Injury Fund

The Connecticut Second Injury Fund is a state-run program that provides benefits to injured employees when their employer doesn't have workers' comp insurance. The purpose of the fund is to protect employees who may be at a higher risk of injury due to pre-existing conditions or disabilities. To be eligible for benefits, you must have a pre-existing condition or disability that was worsened by your work-related injury.

Steps to Take When Your Employer Doesn't Have Workers' Comp Insurance

The first step is to report your injury to your employer and seek medical attention immediately. You should then contact the Workers' Compensation Commission to report your employer's lack of insurance. The Commission will investigate your claim and determine if you are eligible for benefits from the Second Injury Fund. You will need to provide documentation of your injury, medical bills, and any other expenses related to your injury.

How the Second Injury Fund Can Help You

If you are approved for benefits from the Second Injury Fund, you may be eligible for financial assistance to cover your medical bills and lost wages. The Fund can also provide legal support for cases involving uninsured employers. Additionally, if you have a pre-existing condition or disability that was worsened by your work-related injury, the Second Injury Fund can provide benefits to help cover the costs of your ongoing medical care.

Conclusion

Getting hurt at work is never easy, but it's even harder when your employer doesn't have workers' comp insurance. However, injured employees in Connecticut still have options and protections through the Second Injury Fund. If you find yourself in this situation, don't hesitate to take action and protect your rights. Contact the Workers' Compensation Commission to report your employer's lack of insurance and apply for benefits from the Second Injury Fund. Don't suffer in silence - get the help you deserve with Connecticut's Second Injury Fund.