Frequently Asked Questions, Blog, Workers Compensation

Understanding Workers' Compensation in Connecticut Workers’ compensation is a vital program mandated by the state of Connecticut to provide necessary compensation to employees who suffer from work-related injuries or illnesses. Serving as a crucial safety net, it ensures that injured workers receive essential support. Employers in Connecticut are required to carry workers' compensation insurance to cover such incidents. These laws aim to streamline the process, providing fixed monetary compensation to injured employees without the need for legal battles against their employers. Filing a workers' compensation claim resembles filing an insurance claim rather than initiating a lawsuit against the employer, serving as a request for rightful benefits.

Fault Matters in Connecticut Workers' Compensation Claims Connecticut operates under a no-fault system concerning workers' compensation claims. This means that regardless of who is responsible for the injury, whether it's the employee, employer, or co-workers, the injured worker is covered. The workers' compensation insurance of the employer compensates the employee for their claim, without the need to establish fault. Consequently, the injured worker typically relinquishes the right to sue the employer for work-related injuries. Workers' compensation serves as a substitute for legal action against the employer, offering benefits in exchange for forgoing lawsuits.

In some instances, if an injury is caused by a third party rather than the employer, the injured worker may pursue legal action. For example, injuries resulting from defective products or equipment may warrant legal recourse against the manufacturer through the civil court system, separate from workers' compensation proceedings.

Types of Injuries Covered by Worker's Compensation in Connecticut Workers' compensation in Connecticut covers various types of injuries, including:

1. Pre-existing conditions aggravated or accelerated by workplace activities.
2. Diseases contracted due to exposure to toxins during normal work conditions.
3. Injuries resulting from mental or physical strain due to work-related physical injuries or increased work duties.
4. Injuries sustained during breaks, lunch hours, company-sponsored activities, or on-site accidents involving company facilities.

However, certain injuries may not be covered, such as those resulting from horseplay, intoxication, or self-inflicted harm.

Do I Need a Work Injury Lawyer? Given the complexities involved in filing a workers' compensation claim and the likelihood of disputes with the employer's insurance company, it's advisable to seek assistance from an experienced Connecticut attorney specializing in personal injury and workers' compensation law. An attorney can guide you through the intricacies of the process, ensuring you receive the compensation and treatment you deserve. Don't confront insurance companies alone; reach out to a seasoned Connecticut personal injury attorney familiar with workers' compensation laws today.

For more detailed information regarding workers' compensation in Connecticut, visit the Connecticut Department of Labor's workers' compensation section.

Connecticut Work Injury Lawyers at James F. Aspell, P.C. With a rich history spanning over three decades, the attorneys at James F. Aspell, P.C. have assisted numerous injured individuals in Connecticut in obtaining rightful compensation promptly. Our firm's expertise and track record have positioned us as leaders in personal injury law in Connecticut. If you've suffered injuries in a workplace accident, whether involving buses, cars, trucks, bicycles, or motorcycles, you may be entitled to compensation. Contact our dedicated team at James F. Aspell, P.C. today at 860-523-8783 for a free consultation and a thorough evaluation of your case.